Entries by Francis D.

Good Debt vs. Bad Debt

The word “debt” is usually met with a negative connotation but what if we told you that it isn’t always such a bad thing? This blog breaks down the difference between good/bad debt while highlighting strategies for responsibly managing it.  Good Debt vs. Bad Debt When I was younger my mom told me that there […]

Playing the Stock Market & Things to Know

Investing directly in the stock market is becoming more accessible to people and while this has its advantages – it also comes with a lot of risk. This blog breaks down what factors to keep in mind when building your investment strategy while also preparing yourself emotionally. There are lots of reason why you may […]

Should I Be Investing During a Pandemic?

One of the most popular questions we have been asked by our members during COVID-19 is “If I can, should I be investing during this pandemic?” This is a bit of a complicated question but we’re here to break down this intimidating conversation. But if you want our short answer, the best time to start […]

Sask Travel on a Budget

To all the prairie dwellers, flatlanders, and those who love the land of living skies… let’s talk about travelling Saskatchewan and saving money! I love Saskatchewan,  the prairies and travelling around our great province. I also love saving money and how cheap travelling Saskatchewan can be! If you’re still saving for that big European trip, […]

How Does Your Debt Stack Up?

Let’s have a look at debt in Canada. How much do people owe on average? How does it break down by age group? Debt Almost all of us have it, and most of us are worried about it. How does your debt compares with the rest of Canada and Saskatchewan? What Canadians owe Let’s start […]

Cash advances | What to know and advice

Here are some things to know about a cash advance and tips before you withdraw. It’s the first Monday of the month…payday isn’t until Friday…you’re already into your overdraft, and…your three kids forgot to tell you that school pictures are on Wednesday which they need $20 each in cash. Cash that you don’t have – […]

Investment terminology 101

Choosing an investment best suited to help you reach your goals can be hard, especially if you’re unsure of what all the different investment options are. Get up to speed with the latest investment terminology here. Financial well-being means having the confidence that you’ll be able to achieve your financial goals and dreams. Investing your […]

Pay Yourself First

Paying yourself first means saving first and spending what’s left over. This blog teaches you all about the why, how and where. You’ve heard the term ‘pay yourself first’ many times, but what does it actually mean? For us, ‘pay yourself first’ means saving first and spending what’s left over – to put money into […]

#FinLit: understanding common financial terms

Being financially literate means you understand all things money. Here are a few #FinLit terms to get you started feeling confident about your money. Financial literacy is a critical life skill and is just as important in life as any other basic life skill. Being financially literate means, you understand all things money – how […]

Retirement: will you have enough?

Retirement – whether far away or just around the corner, it will require some planning in advance. Are you prepared? We all dream of the day we’ll retire. No more alarm clock and having to get up early to go to work. Being able to take a nap whenever we like. And doing the things […]